This is a course about how to accumulate, borrow, spend, invest and save money. Some people have an intuitive ability with money, where everything they touch turns to gold, others need to take a much more conscious approach to handling money if they are to maximize their assets. It aims to improve your ability to make the right decisions about managing finances.


Course Outline
Course Code: 
100 hours - Access for 12 months
Statement of achievement
Lesson Structure: 
  1. Understanding Financial Terminology
  2. Planning & Managing your Cash
  3. Borrowing -for goods, against your home etc. Different types of loans, overdrafts, credit cards, financing a business etc.
  4. Buying -What to look for, hidden traps, consumer protection, deciding when not to buy on credit, forms of credit.
  5. The Money Market -How it works
  6. Investing -In housing, land, stocks, bonds, trust funds, antiques, business investments, insurance (annuities) and more.
  7. Superannuation -Lump sum, roll over etc.
  8. Reducing Costs -Cutting down on expenditure.
  9. Banks -How they can help you.
  10. Communication -How to deal with financial experts, bank managers, accountants and others in the financial world.
Aims - the learning objectives of the course: 
  • Develop an understanding of the nature and scope of financial management, and key terminology used.
  • Discuss planning the management of financial resources.
  • Differentiate alternative sources of finance.
  • Determine appropriate and affordable purchasing.
  • Describe the nature and scope of the investment market.
  • Compare investment options
  • Discuss personal financial risk management
  • Identify ways of reducing expenditure without seriously affecting outcomes.
  • Choose and use banks more effectively.
  • Improve communication skills in order to more clearly interact with people providing financial services.